RealTime24/7
State-of-the-art instant payment clearing system
Empowering you to deliver innovative services and superior customer experiences
RealTime24/7 delivers rapid development of mobile and value-added services, supporting open banking, anti-fraud and merchant environments. RealTime24/7 enables you to modernise legacy payment products that are batch- and bulk-oriented, with an attractive cost profile. It is a key enabler for digitisation and streamlining of processes in all parts of the payment value chain.
- RealTime24/7 is a state-of-the-art Instant Payments clearing system. It is an advanced solution that can operate globally, providing a unique value proposition for its design to handle high payment volumes. It also seamlessly adapts current and future functional requirements, providing a low total cost of ownership.
- RealTime24/7 is designed to handle all types of credit transfers, including high value, low value, bulk (intraday), domestic or cross-border solutions, offering a wide selection of value-added services.
- RealTime24/7 supports settlement in central bank money for both instant and bulk payments and our automated Dynamic Liquidity Management ensures a highly efficient use of funding.
A highly flexible solution
Our core 'RealTime24/7' Instant Payments system can be adjusted to give you and your customers a seamless experience. With our flexible solution modules, configurable setup and the performance characteristics of our ecosystem, you can design and develop a system to suit your local conditions. We work constructively within a governance model in which we bring both top management and our best experts to the table. Together, and with you in control, we can innovate and deliver services faster than anyone else.
Our RealTime24/7 ecosystem is based on modern technology and design principles which, in discussions with customers, have proven time after time to be more flexible and easier for banks to integrate with than any other solution available. Our ability to deliver real-time clearing services with an open API architecture permits easy customer delivery of services in a trusted environment.
Core platform
The heart of Realtime24/7 is our standard real-time ecosystem. The system was created based on a modular approach, ensuring a range of customisation options while at the same time reducing time-to-market.
The platform builds on a modern and agile architecture and an extremely efficient and highly scalable millisecond instant core. Tried and tested, it handles Instant Payments in just 0.02 seconds. It is powered by an all new Tier3+ data centre, enabling active/active setup.
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